अब पी2पी प्लेटफॉर्म से ले सकेंगे ज्यादा कर्ज, आरबीआई ने बढ़ाई सीमा

RBI raises peer-to-peer lending limit five-times to 50 lakh

Points to Remember:

  • The Reserve Bank of India (RBI) has raised its lending limit to peer-to-peer (P2P) platforms five-folds to 50 lakh from current 10 lakh.
  • However, the exposure of a single borrower is capped at 50,000 across all NBFC-P2P platforms.
  • The decision was made after “a review of the functioning of the lending platforms and lending limit was carried out by RBI.”
  • In the P2P industry, individual borrowers are connected to lenders through digital platforms, and the platform just plays the role of a marketplace. More than 15 companies have registered with the RBI as non-banking finance company P2P lending platforms.
Important Possible questions based on above News:
  1. Recently Reserve Bank of India (RBI) has increased the peer-to-peer (P2P) platforms lending limit from Rs. 10 lakhs to ___. Rs 50 lakh

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